Free tools
Free tools for freelancers
Create an invoice, price your work, check payment fees and work out GCC VAT. No sign-up, no watermark.
Free, no sign-up. Everything you type stays in your browser.
All tools
Invoice generator
Line items, tax, discount and payment terms, with a live preview and a PDF download that has no watermark.
Open toolFreelance rate calculator
Turn a target income, expenses, tax and realistic billable hours into an hourly rate, day rate and retainer.
Open toolPayment fee calculator
Stripe and PayPal fees, the amount you receive, and how much to charge to cover the fee.
Open toolGCC VAT calculator
Add or remove VAT at the standard rates for Saudi Arabia, the UAE, Bahrain and Oman, with official sources.
Open tool
Built for the money side of freelancing
Every tool on this page answers a question freelancers ask before they send an invoice. What should I charge per hour? How much will Stripe or PayPal take, and how much should I bill to cover it? Is VAT 5%, 10% or 15% in this Gulf country, and how do I take it back out of a price that already includes it? Then: can I just make the invoice, now, without signing up for anything?
The tools run entirely in your browser. Nothing you type is uploaded, there is no account to create, and the invoice PDF carries no watermark. Each tool shows its formula next to the result, so you can check the arithmetic. Each comes with a short guide covering a worked example, the mistakes people make most, and answers to common questions.
Rates that change, such as payment-processor fees and VAT, are taken from the provider's or tax authority's own published pages. They are dated and linked on the page, and you can edit them, because your account or country may differ. For more depth, read the freelance pricing guide and the guide to getting paid as a freelancer, or start from a ready-made freelance invoice template.
When you outgrow one-off tools, COLO invoicing and payments and COLO finance keep invoices, payments and projects in one place.